Let’s Have Another Quickie – 1/30/13

I started my taxes the other day.  I haven’t gotten all the way through them just yet, but I’m hopeful that I’ll get a return.  More over, I’m hopeful that it will be a pretty nice one.  It’s not something that I need but could truly benefit from.  I’m going to wrap up the return this week and find out what the refund (or damage) is.  As soon as I’ve got the number, I’m going to crack back open my old budgeting schemes.  These bits of spreadsheet-based planning helped me to buy a home and a new car in a relatively short time frame, and it’s time for them to help me again.  I’m not sure exactly what I want my money to do next, but I have some ideas about where I ultimately want to end up.  I should plan to achieve it with my current wage and expenses, add a buffer for losing the wage (or gaining expenses), and keep with the plan as best as I can.  If somethings changes for the better, I should immediately work the windfall into the plan.  I have had a few successes in my life that, looking back on it, I think I’ve squandered.

Anyway, when I get back to it, I’ll see about sharing what has worked for me.  I know I have some peers who visit this site as well as some younger folk.  People who just starting out.  I wish I had payed more attention to these things in my early 20’s.  If I had, I would probably already have the nice house with a garage and room to grow that I’d eventually like.  I probably would have already kicked my ass back to school.  And I probably would have jumped on my weight loss initiative much earlier.  I should say this, though.  While there are things in my life that I have regretted, those aren’t them.  Well, maybe.  Maybe I place too much weight on the word “regret”.  I am displeased with it, and maybe that’s enough.  This is spiraling into a weird debate with myself on words and I’ve neither the time nor wherewithal to entertain this.   Maybe later.

tl;dr – Taxes and thinking about my next moves.

Oh, and my weight loss thing hasn’t been going bad.  It’s been holding.  I kicked it back up this week, which is damned good.  The short days of winter kinda fucked my preferred routine.  I’ll really have to think about what to do for winter before the next one comes.